Exclusive YLYL for my fellow 800+ credit score gang members.
Exclusive YLYL for my fellow 800+ credit score gang members
Cameron Lee
Other urls found in this thread:
investopedia.com
twitter.com
Wyatt Scott
>fellow 800+ credit
Prove it
Ryder Young
Juan Taylor
This is Cred Forums there's gonna be like 4 of us max.
Landon Robinson
> mfw 792 pissrace
feels badman
Julian Phillips
Idk about that. There’s a lot of losers on here but a surprising amount of winners too. It’s getting progressively shittier but there was a time where this place was THE source for dank memes.
Kayden Torres
Just keep paying your shit and you’ll be there soon bro. Think of yourself as a trial member for now
Camden Flores
>there was a time
True, it was a beautiful place back in 07-08. Now I just come here when I'm taking a shit.
Mason Kelly
Dude, no way! Same as me! Here's my screenshot to prove it.
Julian Anderson
Lol i had an 800....
Until a fucking car dealership ran nine inquiries in one day because they couldn’t spell my wifes name
Fucking niggers
Nathaniel Reed
Little known faq, you can freeze your credit report at all three agencies to stop that kind of shit.
Andrew Gray
the filename...
Jayden Turner
Dude wtf is this real life?
Samuel Cox
I’ve never checked my credit score. My father passed away and I received a little over 100K USD (although I’m Canadian) today. Will this effect my credit score, and how long would I need to wait before checking to see the impact?
Oliver Allen
Lmao your credit score has nothing to do with your wealth directly. Youre in a good position though, credit is formed over time when you pay shit off with credit cards, whether it be a best buy card, gas card, or an actual credit card. Buy something you want on credit, pay it off over time, never miss a payment and you will have a good ass credit score over time.
Matthew King
Liam Baker
Top kek
Thomas Wright
That’s too bad. I use my credit card a lot, a few thousand a month, and I pay it off, so I assume my credit score is good. I also just paid my car off recently. I’ve never cared about my credit score. I didn’t even check when I got a mortgage. They just told me what amount I was approved for, and the percentage was under 3, so I didn’t care. At this point there’s no reason I’d ever get a loan so I don’t know if my credit score even matters
Jason Gonzalez
Step it up.
Christopher Clark
Trans rights is funny and rape is cool.
Jonathan Sanders
Nice bro
Jason Butler
Dominic Myers
Congrats bro. Can’t wait to hit that. I’ve been working hard. Wish you nothing but the fucking best you worthless nigger
Charles Sanders
Isn't that the golden one's brother?
Josiah Baker
thanks for the (You)
Adrian Diaz
Actual true story inbound
>be me
>17 at the time
>beta loser who can't get laid for the life of him
>pathological fear of girls since middle school, when some bitch mind fucked me
>have a younger sister, 16 at this time
>my sister is boy crazy, really wants to date someone
>announces that she's "seeing someone"
>father and I start discussing plans on how to shoot the bastard.
>few days later, brings the dude home
>tall, scrawny kid with brown hair and glasses
>visibly nervous
>my father and I sit down and tell him that he's "walked into the courtroom"
>discuss for a few minutes
>they go out
>dad tells me "it isn't going to last"
>sis comes home
>announces it was "fun"
>around a week later, my sister tells me that her bf previously dated a college girl
>she's worried that he secretly wants this college girl back
>about a week later, overhear a conversation between my sister and my mother
>"We're not a thing anymore"
>tryingtoholdbacklaughter.jpg
>tell my father this
>laughs uncontrollably
>mfw my dad predicted exactly how his daughter's first relationship would go down
Elijah Evans
I pay cash
I have a truck
A house
A business
And a job
I've never had a loan or credit card
I do not know what my score is. 0 I suppose.
Ryan Davis
Camden Harris
Evan Smith
Dylan King
Adrian Jones
Hunter Rogers
Juan Mitchell
Landon Phillips
Brody Rogers
Fucking lost
I never lose
Xavier Nelson
what a waste of time, you autistic piece of shit
Owen Taylor
Colton Howard
new
Michael Taylor
Actual true story inbound
>be me
>17 at the time
>beta loser who can't get laid for the life of him
>pathological fear of girls since middle school, when some bitch mind fucked me
>have a younger sister, 16 at this time
>my sister is boy crazy, really wants to date someone
>announces that she's "seeing someone"
>father and I start discussing plans on how to shoot the bastard.
>few days later, brings the dude home
>tall, scrawny kid with brown hair and glasses
>visibly nervous
>my father and I sit down and tell him that he's "walked into the courtroom"
>discuss for a few minutes
>they go out
>dad tells me "it isn't going to last"
>sis comes home
>announces it was "fun"
>around a week later, my sister tells me that her bf previously dated a college girl
>she's worried that he secretly wants this college girl back
>about a week later, overhear a conversation between my sister and my mother
>"We're not a thing anymore"
>tryingtoholdbacklaughter.jpg
>tell my father this
>laughs uncontrollably
>mfw my dad predicted exactly how his daughter's first relationship would go down
Logan Anderson
Dylan Phillips
Charles King
Ayden Nelson
Tyler Anderson
Actual true story inbound
>be me
>17 at the time
>beta loser who can't get laid for the life of him
>pathological fear of girls since middle school, when some bitch mind fucked me
>have a younger sister, 16 at this time
>my sister is boy crazy, really wants to date someone
>announces that she's "seeing someone"
>father and I start discussing plans on how to shoot the bastard.
>few days later, brings the dude home
>tall, scrawny kid with brown hair and glasses
>visibly nervous
>my father and I sit down and tell him that he's "walked into the courtroom"
>discuss for a few minutes
>they go out
>dad tells me "it isn't going to last"
>sis comes home
>announces it was "fun"
>around a week later, my sister tells me that her bf previously dated a college girl
>she's worried that he secretly wants this college girl back
>about a week later, overhear a conversation between my sister and my mother
>"We're not a thing anymore"
>tryingtoholdbacklaughter.jpg
>tell my father this
>laughs uncontrollably
>mfw my dad predicted exactly how his daughter's first relationship would go down
Carter Clark
Xavier Richardson
kek
Evan Scott
Shit thread
Hunter Gray
>Fellow no credit fag her
No, you just don't have a score. Having no credit is FAR better than having fucking 0 lol.
Jace Bennett
My score is 490. Way easier to keep track of
Mason Allen
Only thing in 2009 because everyone was fucking broke.
I lost two houses and a wife
Man, I really miss that house...
Jayden Ortiz
Uhh, that's pretty much how everyone's first relationship goes...
Gabriel Price
Nuh way. Me too.
Isaac Peterson
hello, poors
Jaxon Edwards
Well played sir.
Ethan Ramirez
Aussie here. You up-ponders are lucky, my credit score is only 208.
Ian Turner
no way a 17 year old relationship isnt gonna last
Luke Torres
I don't have any credit cards and I only pay full in cash because I'm not a slave, sorry.
Tyler Bell
Lmao
Aaron Butler
Fixed it
Justin Torres
Hunter Moore
cheap shot and I STILL LOST
Liam Cook
lost
Cameron Perry
My wife? Yeah she's Asian xD
Jace Bell
David Rodriguez
James Williams
Christian Jenkins
Caleb Hall
Noah Morales
Alexander Price
Carson Harris
>88888
nice.
Oliver Morris
Lincoln Reed
Kek. I know this exact scene.
Anthony Moore
Luke Long
Hunter Parker
LOL WHAT?????? ME TOO
Chase Fisher
Leo Taylor
William Edwards
Isaiah White
Lincoln Roberts
Keker and checkered
Zachary Ortiz
Isaac Nguyen
Easton Stewart
Got me beat, I think never having an auto loan has hurt me but whatever.
Sebastian Peterson
that's a lotta DIGITS
Lucas Williams
I thought multiple inquiries in a short period of time would generally process as a single inquiry. Plus that shit falls off in like 2 years. Two years of continued good payments with the inquiries falling off would out you way back up
Colton Sullivan
John Martin
Luis Jones
Soft pulls at a dealership will go away in a few days. If they showed up as hard pulls then you can easily get that fixed... if you care.
Jackson Sullivan
Asher Reed
Landon Young
Brayden Morales
Jacob Bell
Elijah Ortiz
Anthony Rogers
Ryan Morgan
Failure to actually understand the Bible is evident here
Kayden Harris
Austin Brown
Elijah Martin
Brody Sanders
Ethan Long
Fake and gay
Brandon Russell
Charles Hughes
817 last time I checked.
Josiah Edwards
It's not, but If you think its fake them look up passages in the bible, or just Google it faggot.
Parker Miller
holy fucking old, dead meme
Anthony Moore
Justin Taylor
Jose Davis
Charles Foster
Why is it always holocaust or nigger jokes
Bentley Butler
Jayden Harris
Because the holocaust and niggers are funny faggot
Caleb Kelly
Evan Clark
Still mad she lost?
Jordan Allen
Seethe, libtard.
Carson Mitchell
based, how can 800fags compete
Cooper Foster
that's the joke you absolute retard
Michael Murphy
How many more times are you planning to post that Jared?
Thomas Powell
You annons deserve a medal for actually doing something funny in this thread
Blake Taylor
What is this? A credit score for ants?!
Henry Collins
Bump
Carter Scott
Considering they are a minute apart I assume you are a single poster, well done sir
Aiden Walker
Brandon Young
Oliver Barnes
Fucking hell, boy-o. Lost.
Isaac Reed
Well I mean thats pretty much what is happening. We are giving the Israelis billions for defense spending which they are using to build walls soooooo.
Alexander Adams
Grayson Rodriguez
Wyatt Perez
800 club checking in
Angel Brown
Is it Weepinbell?
Ian Martin
Wait until you pay off your mortgage. It will instantly drop 20-30 points.
Bentley Gomez
Just like jesus
Henry Roberts
did she take the piss? What is that even?
Parker Ward
OK Boomer
Oliver Barnes
>mfw I have a negative credit score
>banks fear me
>when I buy stuff the bank pays me back
>I actually give banks thier scores
>also going to prison for taking the banks money by force.
Fuckin BS
Jeremiah Nguyen
Fred Durst?
Levi Johnson
so fucking lost
Adrian Carter
>Dead memes
>Well done sir
>Thinks a faggy game ppl played before the internet is funny somehow
>Ok boomer
Gtfo.
Aiden Bell
Give Gaz his sausage back cunt
Juan Kelly
shit one
Christopher Moore
I read the texts, someone was claiming to be the Jews. Which adds up, Aramaic is dead as are all the real Jews.
Chase Butler
are you a white nigger or a black nigger?
Noah Sanchez
put me in the screen cap
Nathan Thompson
Carson Thompson
Caleb Peterson
Noah Garcia
Logan Perez
Cooper Anderson
Jacob Jackson
Ryder Sullivan
Elijah Smith
Nicholas Peterson
I'm native american and I can laugh at this.
My family likes to ignore the history of inter-tribal warfare. It's not the same as attempted-genocide, but it still happened
Brody Phillips
transunion is weak. Unfortunately when you go get a car or house loan it will show mid 700s.
Julian Nguyen
John Diaz
Kek
Hudson Morgan
Jonathan Wood
Nations got the fuck along way more than not, res-nigger. Not everyone's a yaqui savage...
Joseph Perez
/thread
Jordan Morris
buying a car, getting hired or anything these days:
>>ummm user we have trouble looking you up in the file, we cant find your credit document.
>>what credit information do you want?
>> you credit card, loan and stuff we need to complete our form.
>>i dont have one
>>hahhahaha, wat?
>>i dont
>>wat? its a joke right?
>> no
>>what you mean you dont have a credit card????
i have been refused jobs interviews because they couldnt find my facebook page. telling me i gave them a fake email.
Angel Rogers
Fuggen checked.
Josiah Harris
Lost!
Michael Cooper
Almost there...
Jordan James
Raffed and rost
100% would raff again
Cooper Jackson
Except the US was against the creation of Israel
Nathaniel Williams
Currently saving to buy my first property in the UK
Carter Ward
Nobody missed you.
Caleb Russell
The highest FICO score is 850.
investopedia.com
> VantageScore 2.0 has a maximum score of 990. This makes it possible for someone to believe they have a FICO score greater than 850 when in reality, the score of 990 translates into a FICO score of 850.
Asher Martinez
I wonder how u Look like. Can Post Photo?
Tyler Miller
Wow. What are the odds?
Samuel Cooper
No it's jiggly puff seen from above
Juan Hall
First modern president to stand up to jew faggotry, media crucifies him, so you start posting shitty memes suggesting he's putting Israel first? Full circle autism.
Thomas Davis
Can you please stop posting this kinda shit? It's making us niggers look bad
Kayden Young
What the fuck kinda backhole country are you from?
Noah Ortiz
I don’t even have a credit score.
I haven’t once spent money I didn’t have to spend.
According to banks this is a bad thing. They’ll lend absolute fuckloads of money to fags with high credit scores who more than likely will eventually pay it back. They’ll lend less, but still considerable amounts, to people with lower credit scores so they can make some late fees and get those bottom lines beefed up a bit.
They completely refuse to loan to the people who are the most reliable by far: those who have only spent money they have. They know we’re bad for business, they know we will pay it back in full before they can line their pockets with interest and late fees.
They might have the sexiest women but fuck I hate Jews.
Tyler Garcia
Here's mine, with history.
Brandon Walker
They won't lend to you because they have no idea how you'll perform.
>They know we’re bad for business, they know we will pay it back in full before they can line their pockets with interest and late fees.
By that logic, people with flawless credit scores must never ever qualify for loans. I can't claim to be a financial genius, but one way to build your credit score is to use a credit card for small, regular purchases that you know you'll be able to pay back quickly, like gas or maybe groceries.
Nicholas Fisher
Me too omg
Asher Gray
Easton Butler
Taking the piss means being very belligerent or rude or something in England.
"He's being so lazy, he's just taking the piss"
Ryder Martin
Thank you for sharing
Jaxson Cook
>Taking the piss means being very belligerent or rude or something in England.
Nah M8, it means joking
Carson Wright
"Ok then"
>Throws Jesus in the oven
Andrew Phillips
>flawless credit scores would never qualify for loans
I get why you would think this. The difference between them and me is they pay the interest over time and are still making the bank money.
I actually opened a new checking account just a few months ago when I got a new job. They offered one of those reward credit cards to make whatever % back on certain purchases. I said ok let’s do it, knowing I’m financially responsible enough to pay the full amount every month. They then rejected me because I had no credit score, and told me I would have to have someone co-sign to get it. I’m 31 years old, not a 16 year old kid in high school who just got his first job at the local McDonald’s.
I know there are credit cards out there you can get with shitty/nonexistent credit scores, but those are all scams and traps for dipshits who don’t read the fine print
Liam Martin
It means both, just the rude one is more common round my way
Thomas Powell
KEK
Mason White
This thread is cancer and aids.
Camden Richardson
^this
Henry Watson
You’re only mad cause you know we’re right
Michael Wright
Fake.. You actually cannotchave an 850 score
Connor Morris
>trump is bad? hahahah so u think the other guy better, other guy SUCKS !!!
classic case of two party brainwashing right here
William Long
people who drive cars they don't own yet are indeed making an illogical decision. like you, user. you are stupid.
Justin Fisher
is redditfagging becoming a pasta here or are they actually migrating to b now
Liam Jackson
You niggers have the looking bad part under control
Samuel Diaz
Chase Watson